Is Early Critical Illness Insurance Necessary?

If you live in Thailand, critical illness insurance is not compulsory but it is well worth considering. Choose your age and desired start date now and you can perform an early stage critical illness insurance comparison to identify a policy that is ideal for you.

What Is Considered a Critical Illness?

Critical illnesses covered by our standard and early critical illness insurance include cancer, stroke, acute heart attack, cardiomyopathy, lung disease, kidney failure, liver failure and Parkinson's disease. When you compare critical illness insurance on our site, be sure to look at which illnesses are covered by each policy.

Are Critical Illness Insurance Plans Worth It?

Whether critical illness insurance is worth it to you will depend on your current circumstances but even if you already have life insurance, personal accident insurance and a healthcare plan, you may well find the extra cover very beneficial.

How Much Should Critical Illness Insurance Cover?

The exact amount of cover varies from policy to policy and for each type of illness. You can use it to pay for treatment by a specialist, for living expenses during recovery or for any other purpose so consider all possibilities before selecting an appropriate amount.

Critical Illness Insurance in Thailand: Critical Illness Cover from Leading Insurers

A critical illness insurance policy can act as a financial safety net, providing you with a lump sum in the event you contract a life-threatening disease or suffer an acute heart attack or stroke. If you already have comprehensive health insurance, critical illness cover can provide additional help when you most need it. Whether you use it to pay for medical expenses not covered by your health policy or to cover financial obligations during recovery is your choice. We offer a range of critical illness insurance in Thailand, with policies designed to meet a wide variety of requirements.

Immediate Quotations for Critical Illness Insurance in Thailand – Critical Illness Insurance Made Easy

At bolttech, we are committed to making the task of finding the right critical illness insurance in Thailand as fast and easy as possible. Rather than making you fill out a lengthy form and then asking you to wait several days while we liaise with insurers who specialise in acute and chronic critical illness cover, we offer you an online quotation system that provides instant results. All you have to do is select the appropriate age group and the date you would like your critical illness insurance to start. Once you have done so, you will be able to see all the different plans offered by our insurers, along with full details of the different premiums and coverage attached to each one.

When you are ready to purchase a policy, simply press the relevant ‘Buy this plan’ button to proceed to the checkout stage on our secure website. With our experience and network of insurers, we can provide you with the best critical illness insurance in Thailand, whatever your needs.

Compare Critical Illness Insurance Now and Find the Perfect Critical Illness Cover for Your Needs

When you are shopping for critical illness cover, we suggest following the steps below to make it easier for you to choose the right policy for your needs and personal situation.

Make a List of Critical Illnesses That Concern You Most
Spend a few minutes thinking about the illnesses that you would like your critical illness insurance to cover. You should also consider whether you are most concerned about early or intermediate stage cover or whether cover for advanced stage critical illnesses is your main priority.
Study the Terms of Each Policy Quotation
In Thailand, critical illness insurance is available in many different forms, as it is across the globe. When you compare critical illness insurance quotes, you should look at the terms of each one carefully. Make sure that the coverage for specific diseases matches the concerns you listed beforehand and check the coverage amount for each one. If cancer is your main concern, you will want to focus on policies that cover this disease and if early stage critical illness coverage is important to you, make sure it is included in the policies you are considering.
Compare Prices
With premiums based on the age of the insured, the prices you see will depend on the age group you selected, so make sure you select the right one to start with. Then, once you have checked the details for each policy, make a short list of those that meet all your needs. You will then be able to select the best critical illness insurance based on the price of the policies that made it through to this stage of your comparison.

If you need any help performing a critical illness insurance comparison in Thailand, please do not hesitate to get in touch with us by phone or email at any time.

The Benefits of Critical Illness Insurance and Early Critical Illness Insurance

Many people are keen on the idea of taking out critical illness insurance to ensure they have access to funds should they be incapacitated by a serious condition in the future. However, this is not the only benefit that illnesses insurance policies have to offer. Standard and early critical illness insurance is designed to pay out when certain conditions are diagnosed or certain stages in those conditions are identified: policy benefits are not based on actual medical costs, so you are free to spend the money however you please. In the event you make a rapid recovery and are able to return to work, you could use the money to pay for a much needed holiday or to buy yourself something you have always wanted: the choice is yours. And don’t forget the tax benefits too.

How to Use Critical Illness Insurance in Thailand – Make Critical Illness Cover a Part of Your Insurance Portfolio

If you want to make the most of your critical illness insurance in Thailand, we recommend making it part of a broader insurance portfolio designed to cover you for a wide range of eventualities. As all critical illness cover is in the form of term insurance plans, you can re-evaluate your critical illness benefit needs on an annual basis. Should you decide at any point that a different term plan is more suitable for your current requirements, you can purchase it on our site in the same way that you purchased your first plan. Your commitment will be for coverage only for one year at a time.

Call Now for Professional Advice on Standard and Early Critical Illness Insurance

Whether you are primarily interested in standard term insurance with critical illness coverage or you are looking for early critical illness insurance, we will be more than happy to help you choose a policy that is perfect for your needs. Our team has in-depth product knowledge and can help you to choose the best early critical illness insurance or standard Thailand critical illness insurance for your needs. Performing a basic or early critical illness insurance comparison on our website is very easy but if you should encounter any difficulties, please feel free to get in touch with us. Our standard and early stage critical illness insurance team are always available to provide professional and impartial advice.